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Guides to Contractor Financial Services

Essential information & guides on financial services for freelancers contractors, interim managers & consultants.

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Pensions

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Contractor calculator. Umbrella company or limited company - which is best for you?Calculate your net take home pay.

Financial Guides for Contractors

Contractor Guides to Financial Services & Products Tailored Specially for You

Expert guides let you understand the range & scope of all the financial products available for contractors, freelancers and interim managers.

Contractor Pensions

In a Nutshell

You can't keep putting it off

In a Sentence

One day you'll need a pension, the earlier you start a pension plan the cheaper it will be.

Regardless of your age you should have a pension scheme - do not think pensions are for other people, you are that other person.

Short-Term

If you think pensions are purely a long-term investment then you are out of touch - way out. Pensions are a financial product that can save you money right now, today.

Wake up and smell the coffee. If you want to retire in your 50s and have a decent income, as well as getting tax breaks today, get yourself a pension.

Fact Check

Technically speaking putting money into a pension scheme is like buying an annuity. An annuity gives you a fixed income after you finish your working life - for the rest of your life.

As soon as you hit the age of 55 you can take a quarter of your funds as a lump sum - tax free. What middle age crisis?

  1. If you die before you reach your 75th birthday some pension products can be passed onto your family.
  2. There are no large set-up fees or broker commissions to be paid when setting up a pension.
  3. A substantial proportion of the tax you are paying can be re-directed straight into your pension pot.
  4. By law, pension funds cannot go bust and take your money with them.

Check out our listed pension providers and start making the most of your money- today!

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